Ma Jiantang, member of the Standing Committee of Chinese People’s Political Consultative Conference and deputy director of the Economic Committee: To solve the funding problem of private enterprises,

Ma Jiantang, member of the Standing Committee of Chinese People’s Political Consultative Conference and deputy director of the Economic Commission, said in an interview with reporters before the opening meeting of the Third Session of the 14th CPC Central Committee in Chinese People’s Political Consultative Conference on March 4th that in order to develop the private economy, we must first adhere to the "two unswerving" principle and promote the mutual promotion, integration and common development of the state-owned economy and the private economy. Second, it is necessary to solve some problems that private entrepreneurs care about and need to be further implemented, such as protecting the legitimate rights and interests of private entrepreneurs and private enterprises more equally, so that they can operate and produce with peace of mind. Third, in order to solve the financing difficulties and expensive problems that private entrepreneurs care about, the key is to better solve the capital needs of a large number of small and medium-sized enterprises, and two aspects need to be done: on the one hand, the government should set up a platform for financial institutions to better understand the various credit conditions and needs of small and medium-sized private enterprises through credit platforms; On the other hand, to solve the capital problem of private enterprises, it is necessary to revitalize "triangular debts" and accounts receivable, otherwise it will affect the capital turnover of private enterprises. In addition, it is also necessary to ensure that enterprises of all forms of ownership treat each other equally and obtain factors of production fairly. (Securities Times)

Heavy rainfall caused 5 deaths and 290,000 people in Chuxiong, Yunnan Province to be affected by the disaster.

  Xinhua News Agency, Kunming, September 24th (Reporter Ji Zhepeng) The reporter learned from the Disaster Reduction Committee of weichu, Yunnan Province and the State Civil Affairs Bureau on the 24th that since September, six counties in northern Chuxiong Prefecture, Yuanmou, Yongren, Dayao, Wuding, Lufeng and Mouding, have experienced torrential rains once in 30 years, and heavy rainfall has caused mountain torrents and mudslides. As of 23: 30 on the 23rd, the disaster has caused more than 84,000 households and more than 290,000 people in 10 counties and cities in Quanzhou to be affected, with 5 people killed, 2 missing and 7 injured. At present, various disaster relief work has been carried out in an orderly manner.

  Since September, the average rainfall in Chuxiong Prefecture has reached 224 mm, 135 mm more than the same period in previous years, setting a new record for the largest rainfall in the same period in history. Among them, the rainfall process from 16th to 20th is the strongest precipitation weather process in Quanzhou since the flood season this year, which is rare in the same period of history.

  Heavy rainfall caused catastrophic mountain torrents and mudslides in Yuanmou County, forming two dammed lakes, which caused the interruption between Hongjiang and Cucumber Park in chengdu-kunming railway. A slope collapse occurred in the uplink of Kunming-Chu Expressway, which caused traffic disruption in the direction from Chuxiong to Kunming. The state’s agricultural crops were affected by 9026.8 hectares, 415 households with 1052 houses collapsed, 3 schools with 64 rooms with 1735 square meters collapsed, and a large number of roads, water conservancy facilities, communication and power facilities were damaged, resulting in serious economic losses.

  After the disaster occurred, the Disaster Reduction Committee of Chuxiong Prefecture launched the Class III emergency response of natural disaster relief in Chuxiong Prefecture on September 18th, and the state finance allocated 4.6 million yuan for emergency relief. The water affairs, transportation, land, civil affairs, fire protection and other departments organized their efforts to rescue the dam pond and reservoir, and repaired the Tongcun highway that dredged the landslide. At present, the state has invested more than 16,000 rescue and relief forces and dispatched more than 1,600 mechanical vehicles to ensure the smooth lifeline of disaster areas and the smooth development of disaster relief work.

  At the same time, public security, fire control and other departments sent working groups to further increase the search and rescue efforts for missing persons. At present, a missing person who was washed away by mudslides in Zhenhao Village, Cucumber Garden, Yuanmou County was searched at 7 am on the 23rd to confirm his death. Two missing persons in Wuding County are still in full search.

  After a day-and-night struggle by kunming railway administration, China Railway and other units, at 11: 31 on the 23rd, the entire line of chengdu-kunming railway, which had been suspended for six days due to the mudslide disaster, was rushed through, and the passenger trains on Chengdu-Kunming Line will fully resume normal operation on the 24th. At present, the diversion channels of Hailuo and Zhubu dammed lakes formed by the "9.17" catastrophic mudslide in Yuanmou County have been fully opened and the water level has begun to drop.

  According to statistics, at present, 2,539 households with 8,220 people have been resettled in Chuxiong Prefecture, and the injured people have been properly treated.

Beijing said it should pay close attention to the implementation, adjustment and optimization of real estate policies.

  After the Ministry of Housing and Urban-Rural Development has adjusted the direction of real estate policy optimization, Beijing’s landing rules are expected to be accelerated.

  On the evening of the 29th, the official WeChat official account of Beijing Municipal Commission of Housing and Urban-Rural Development, "Anju Beijing", announced that it would strongly support and better meet the rigid and improved housing needs of residents and promote the stable and healthy development of Beijing’s real estate market.

  On July 24th, Politburo meeting of the Chinese Communist Party pointed out that it is necessary to adapt to the new situation that the relationship between supply and demand in China’s real estate market has undergone major changes, adjust and optimize the real estate policy in a timely manner, and make good use of the policy toolbox to better meet the rigid and improved housing needs of residents and promote the stable and healthy development of the real estate market.

  Recently, the Ministry of Housing and Urban-Rural Development held an enterprise symposium. At the meeting, Ni Hong, Minister of Housing and Urban-Rural Development, said that it is necessary to continue to consolidate the stabilization and recovery of the real estate market, vigorously support the demand for rigid and improved housing, and further implement various policies and measures; Continue to do a good job in ensuring the delivery of buildings, speed up the delivery of project construction, and effectively protect the legitimate rights and interests of the people.

  The positive signal of the property market released in Beijing is based on the above two meetings. On the 29th, the Beijing Municipal Commission of Housing and Urban-Rural Development released a message saying: "The Municipal Commission of Housing and Urban-Rural Development will seriously study and understand the spirit of Politburo meeting of the Chinese Communist Party, and in accordance with the requirements of Minister Ni Hong’s speech at the enterprise symposium, under the leadership of the municipal party committee and the municipal government, adhere to the general tone of striving for progress while maintaining stability, and combine the actual situation of Beijing’s real estate market with relevant departments to pay close attention to implementation."

  According to the data of the National Bureau of Statistics, in June, the sales price of new commercial housing in first-tier cities increased by 0.1% from the previous month to be flat, of which Beijing increased by 0.1% from the previous month, and the growth rate was narrower than that of the previous month; In the same month, the sales price of second-hand residential buildings in first-tier cities decreased by 0.7% month-on-month, which was 0.3 percentage points higher than that of last month, among which Beijing decreased by 0.7% month-on-month.

  Beijing is a market dominated by second-hand houses. In 2022, the transaction area of second-hand houses in Beijing accounted for 62%, and new houses accounted for 38%. However, according to the data of Beijing Housing Construction Committee, since the second quarter, the transaction volume of second-hand houses in Beijing has dropped month by month. In June, the number of online signing of second-hand houses in Beijing was 11,607, down 10.6% from the previous month. In addition, according to market data, as of the end of June, the number of listed second-hand houses in Beijing has reached about 190,000 sets.

  At the same time that the linkage of second-hand houses has declined, the "three limits" of Beijing’s property market (restricted purchases, loans and sales) have always been at the strictest level in the country.

  As one of the few cities in China that has implemented the policy of "recognizing both houses and loans", Beijing’s current judgment standard for second-home loans is "there are loan records in the whole country (housing loans, including provident fund, and commercial purchases are not counted), including one record of settled and unsettled loans; There is no loan record in the country, and there is one house in Beijing. "

  At present, the down payment ratio of the second home in Beijing is relatively high, with the lowest for ordinary houses being 60% and that for non-ordinary houses being 80%. At present, Beijing implements the standards for ordinary houses and non-ordinary houses issued in 2014, that is, the unit price within the Fifth Ring Road is less than 39,600 yuan/m2 or the total price is less than 4.68 million yuan/set, the unit price from the Fifth Ring Road to the Sixth Ring Road is less than 31,680 yuan/m2 or the total price is less than 3.744 million yuan/set, and the unit price outside the Sixth Ring Road is less than 23,760 yuan/m2 or the total price is less than 2.808 million yuan/set.

  According to the 100-city price index of China’s real estate index system, in June 2023, the price of new houses in Beijing increased by about 40% compared with that in December 2014, with the average price exceeding 40,000 yuan/m2 and the average price of second-hand houses exceeding 60,000 yuan/m2. At the same time, in the first half of 2023, the average total price of new houses in Beijing from the Fourth Ring Road to the Fifth Ring Road, the Fifth Ring Road to the Sixth Ring Road and the Sixth Ring Road was 8.43 million yuan, 6.73 million yuan and 4.2 million yuan respectively, which were significantly higher than the standard line of ordinary houses.

  From the perspective of mortgage interest rate, according to RealData data, the interest rate of the first home loan in Baicheng averaged 3.9% in July, down 45 bp; year-on-year; The average interest rate of the second home loan was 4.81%, down 25bp; year-on-year; However, the interest rates of the first and second home loans in first-tier cities are 4.50% and 5.03% respectively.

  "In the most stable first-tier cities in the past, house prices began to lead the decline. Therefore, there is an urgent need for the demand side to bottom out. " Li Yujia, chief researcher of the Housing Policy Research Center of Guangdong Urban Planning Institute, said.

  He believes that before this, the Ministry of Housing and Urban-Rural Development has clearly proposed ways to optimize the property market policy, such as reducing the down payment ratio and interest rate of the first suite, reducing the tax and fee for the purchase of improved housing, and "recognizing the house without repaying the loan" for personal housing loans. At present, hot cities just need to be concentrated and the number of people changing houses is huge. If the above-mentioned measures such as "lowering interest rates, lowering down payment and lowering taxes" are implemented in time, expectations can be effectively improved and demand can be released.

  In Li Yujia’s view, "targeted support for improved demand" should be the focus of property market policy optimization in hot cities. Specifically, on the financial side, the down payment ratio of the second suite (paid off loan) should be lowered; On the tax side, on the one hand, we can optimize and adjust the identification standard of non-ordinary houses, such as canceling the total price identification standard, on the other hand, the VAT exemption period can be returned from 5 years to 2 years to reduce the housing transaction cost.

  "However, when implementing the policy recommendations of the Ministry of Housing and Urban-Rural Development, all localities should implement policies according to the city, that is, they will not be implemented in a consistent manner and content, but will be implemented first and then, and the policy intensity will be greatly reduced." Li Yujia said.

  Up to now, the North, Guangzhou and Shenzhen have not released a specific plan for optimizing the restrictive policies of real estate.